Tuesday, January 6, 2009
WORRY 1: I spend too much
1. Do it right now: MAKE SHOPPING HARDER. First, delete bookmarked shopping sites from your computer (except this one). Next gather the catalogs by your bed, in your bathroom, on your desk and even the ones that clog your mailbox and call the toll-free number for each and ask to be removed from the mailing list. OR go to www.catalogchoice.org a free service that helps you unsubscribe from hundreds of catalogs.
2. Open your wallet and remove all but one credit card. I know this sounds hard but you will thank me later. Put the rest of the cards away in a drawer- or cancel them. When you don' see those department store cards looking back at you screaming to take them out and slide them through the credit machine, let's just say there will be less temptation.
3. Change some of your everyday habits. Plot out the most risk-free routes to and from work and on your daily errands. if lattes are your weakness (as they are mine) that means giving a wide berth to expensive coffee shops (buh-bye Starbucks). If it's clothes, another one of my vices, then steer clear of trendy boutiques.
4. Cut of convenience foods. Walk over to your refrigerator, open it, and take out some baby carrots. Put a handful into five small plastic bags. Toss some almonds or other nuts in five more plastic bags. PRESTO - your snacks for the workweek none of which involve expensive (not to mention unhealthy) packaged foods.